Jsa Classified
Jsa Classified
Worker Registration Scheme to be abolished as of 1st May 2011
As of 1st May 2011 the Worker Registration Scheme will cease to exist. This is a scheme which requires nationals of A8 countries to be registered for 12 months before having access to public benefits. Nationals of A8 countries are citizens of the eight countries that accede to the EU on 1st May 2004 and consist of the following:
- The Czech Republic,
- Estonia,
- Hungary,
- Latvia,
- Lithuania,
- Poland,
- Slovakia,
- Slovenia
As a result of the new law, any A8 national, whether or not they have registered with the WRS, will have access to income-based jobseeker's allowance, housing benefit and council tax benefit by signing on as a jobseeker at the Jobcentre Plus and meeting the required criteria like those imposed on British jobseekers. As the law currently stands, A8 workers are unable to access benefits if they have not registered with the WRS or have not completed enough time in registered work in order to be able to access benefits however, in the light of the new law this is set to change. Fundamentally, the rights of A8 nationals will be akin those of other EEA nationals. Theoretically, this change could be enforced prior to 1st May 2011 however the Government will not be able to keep the current system in place after that date.
The current situation of EU migrants in the UK, in order to access benefits, includes a ‘right to reside' test. This applies to Housing Benefit, Council Tax Benefit, Income Support, income-based Jobseeker's Allowance, income-related Employment and Support Allowance, Child Benefit, Child Tax Credit, Working Tax Credit and State Pension Credit as well as housing and homelessness assistance.
However, other benefits do not have this test and thus any migrant that meets the requirements imposed on British citizens should be able to freely access the following types of benefits:
Disability Living Allowance,
Maternity Allowance,
Contribution-based Jobseeker's
Allowance and contribution-based Employment and Support Allowance
With regards to National insurance contributions, of EU migrants, in the UK and social security contributions in other EU Member States, Jobcentre Plus is required to count the contributions made elsewhere in the UK as if they were NI contributions for the purpose of deciding whether the person has made sufficient contributions in order to get contribution based benefit. The law of the UK states that citizens of EU countries (hereon referred to as EEA nationals) have an entitlement to access benefits where they are:
-Jobseekers:
- EEA nationals seeking work in the UK and who meet the requirements imposed on British jobseekers are entitled to access income-based Jobseeker's Allowance as well as Housing Benefit and Council Tax Benefit. Furthermore, they are entitled to other benefits a British citizen in a similar position would receive (this does not include housing or homelessness assistance). EEA members are able to obtain these benefits on the basis of being a jobseeker for at least six months or longer where they are able to demonstrate that they are in continuous search of a job and have a genuine prospect of engaging in employment.
- Workers/self-employed:
- EEA national workers have entitlements to all in-work benefits (such as Housing Benefit) similar to those British citizens are entitled to. Further, they are able to claim housing and homelessness assistance.
-Ceased work/self-employment
- -EEA national workers who are temporarily unable to work due to illness or accident are able to access out-of-work benefits including income-related Employment and Support Allowance, as well as housing and homelessness assistance. The same is applicable where an EEA national worked for at least one year and is registered as a jobseeker with Jobcentre Plus, such a person is not required to rely on ‘jobseeker' status (as stated above) as they remain to be considered as a ‘worker' with the difference being that they continue to have access to benefits as well as housing and homelessness assistance.
- An EEA worker who has completed a fixed-term contract of less than one year is also able to maintain his ‘worker' status in the event that they sign on at a Jobcentre Plus however; the ‘worker' status may be reviewed after 6 months (In such a situation, the person concerned can always return to being a jobseeker as above).
- EEA migrants that cease work and enter vocational training related to their previous employment can retain their ‘worker' status.
- Those who were made unemployed involuntarily and are in vocational training then they are not required to demonstrate a link between the vocational training and the last employment.
-Permanent residents
- EEA nationals are able to acquire permanent residence in the UK once they have resided ‘legally' in the UK for a continuous period of five years. This is an automatic right and EEA nationals may wish to complete the EEA4 form and obtain permanent residence<span> </span> from the UK Border Agency however this is not required for accessing benefits. Such persons are entitled to all types of benefits similar to that of a British citizen.
- Where an EEA national has resided in the UK for two years and worked for one year and subsequently became permanently incapacitated, then that person can acquire permanent residence prior to accumulating the necessary five years.
- Please note that those whose permanent incapacity is a result of occupational injury, have no conditions as to the length of residence required. This also applies to some pensioners.
-Family members
- Family members of the above are considered being spouses, civil partners, children (and stepchildren) under 21, older dependent children and stepchildren and dependant relatives in the ascending line of the EEA national and or their spouse. These individuals need not be EEA nationals nor have current residence documentations.
- Extended family members (durable partners, cousins, aunts, nephews) who have been provided with residence documentation by the UK Border Agency are also able to access benefits. EEA nationals can usually access Child Benefit and Child Tax Credit regardless of their work status where they can demonstrate they are otherwise self-sufficient
Current rights of A8 nationals (until 1st May 2011)
Jobseekers: A8 nationals are prohibited to access benefits as jobseekers until they have completed, in compliance with the WRS, for 12 continuous months. They must register their work with the UK Border Agency, pay the relevant fee and inform the UK BA in the event of a change of employer within those 12 months.
Workers/self-employed:
- A8 nationals cannot access benefits as workers unless they are currently registered under the WRS (and inform the UK BA of a change of employment) or have successfully completed 12 months' work in compliance with the scheme.
Ceased work/self-employment
- Those who have not completed the required 12 months' work are unable to gain out-of-work benefits. In other words, an A8 national who has register their work and complied with the scheme is unable to obtain benefits now where they have not completed their 12 months' work even in the event of temporary unemployment due to illness or accident.
-
Permanent residents
- A8 nationals who have permanent residence can receive benefits. However,at present, the authorities refuse to recognise an A8 worker who has worked at any time as permanently resident without compliance with the WRS.
Legality: There have been discussions as to the lawfulness of the restrictions placed on A8 nationals' access to benefits. The European Commission (its responsibility being to oversee the implementation of EU law) believe that some aspects of the restrictions are unlawful. The Commission has recently sent the UK Government a ‘reasoned opinion' and although this is a confidential document, it seems that the Commission is challenging the UK in terms of the fact that A8 workers who have not completed 12 months of registered employment are excluded from the out-of-benefits where they become temporarily unable to work due to illness or accident. Infringement proceedings can be brought against the UK before the Court of Justice of the European Union where the Commission is not satisfied with the response from UK. Moreover, a legal challenge is currently under process against the application of the right-to-reside test to income-based JSA, income based ESA, income support and State Pension Credit concerning all EEA nationals with the argument being that EEA national who meet the ‘actual habitual residence' test must be able to access these benefits regardless of whether or not they have the ‘right to reside'. The reason for this is that those four benefits are classified as social security benefits in EU law and there is a prohibition on discrimination between British citizens and nationals of the EU with regards to such social security benefits.
These arguments were raised in the case of Patmalniece v Secretary for Work and Pensions at the Supreme Court in the UK, this case was heard in November and December 2010 and its judgement is expected soon. In addition to this, the Commission has sent a letter of formal notice to the UK as it believes that the restrictions on accessing the four benefits are unlawful. This step is taken prior issuing a ‘reasoned opinion' which if the Commission find the response as unsatisfactory; they can send a reasoned opinion and take infringement proceedings against the UK.
1st May 2011
Essentially this date will be a day to remember for A8 nationals as the UK will not be permitted to treat A8 nationals different from non accession nationals (i.e. EU nationals. They will be able to access benefits on the same basis as other EEA nationals on the categories shown above.
It must be noted however that a minority of A8 nationals who are unable to work or sign on as jobseekers with the Jobcentre Plus (by failing to meet the requirements to demonstrate that they are seeking work) and who are unable to demonstrate that they have retained their worker status will face problems. Individuals may end up in such a situation where they are currently unable to seek work due to health reasons and have never completed 12 months' work under the WRS in the past. They may be able to argue that they can obtain benefits where they can establish permanent residency (where they have been in the UK for five years) however, proof of residence is required. Such proof includes demonstrating that they were in the UK as a worker, self-employed person, self-sufficient and or student at all times, where a person has limited proof they are likely to face problems and those who worked but failed to register under the WRS are unlikely to be recognised as permanent residents. Persons who have worked for any amount of time after 1st May 2011 will be able to maintain their worker status and access benefits and housing.
A2 nationals
These consist of Bulgarian and Romanian nationals, known as A2 Nationals and who face a set of restrictions which will remain in place beyond 1st May 2011. Persons under this category must obtain a worker authorisation (a work permit) if they wish to work unless they enjoy and exception. One of the easiest ways for A2 nationals to get access to benefits is to be self-employed as in such a situation there is no restrictions on self-employment for A2 nationals. A2 nationals are permitted to work in particular where they have permission to work in the UK in the past or where they are family members of British citizens or other EU nationals. A2 family members of A2 nationals who are self-employed, self-sufficient or students can enjoy the right to work and obtain residence documentation from the UK Border Agency as proof. These restrictions are set to remain in place until 1st January 2012 and may even continue for a longer period if there is a ‘serious disturbance to the labour market'.
About the Author
For further information or for a case specific evaluation, please contact us on 0207 569 3035 or alternatively at info@ergensharif.co.uk.
Jsa Classified
JSA Classified: Power Play- Review
|
|
Classified Information $93.99 Classified information. Security clearance, Secrecy, Trade secret, Privacy, Information sensitivity, National security, Security of Information Act, Classified information in the United Kingdom, Classified information in the United States, Freedom of information legislation, Illegal number, Official Secrets Act (United Kingdom), State Secrets Privilege. Author: Miller, Frederic P./ Vandome, Agnes F./ McBrewster, John Binding Type: Paperback Number of Pages: 104 Publication Date: 2009/10/26 Language: English Dimensions: 5.98 x 9.01 x 0.24 inches |
|
|
The Lipstick Classified $9.19 The Lipstick Classified takes you on a journey through actual published beauty articles written by Karen. Only a former makeup artist knows beauty tips and tricks of the trade are not the only thing that"s going on in the industry. Get an insider"s perspective on the beauty industry advice for new makeup artists and all the dirty little secrets that are gained along the way. |
|
|
Man Checking Classified Ads $24.99 Man Checking Classified Ads - Photographic Print |
|
|
Taima Mandala Classified by Parts $49.99 Taima Mandala Classified by Parts - Giclee Print |
|
|
Classified Baby $4.99 4.5 |
|
|
Classified Cowboy $4.69 Texas Ranger Lieutenant Wyatt Colter will never forgive himself for allowing a witness to go missing on his watch...even if he did take a bullet as a result. Now forensic anthropologist Nina Jacobsen has unearthed human remains that might explain the mystery, and Wyatt finally sees his chance to solve a cold case that has haunted him for two long years. He knows Nina has her doubts about his ability to remain objective, but then someone tries to bury Nina with the evidence and, trust him or not, Wyatt appoints himself her own personal watchdog. And this time, this cowboy will get his man--and his woman. |
|
|
Classified Christmas $2.49 Too much cowboy for her to handle? Reporter Andi has her sights set on tracking the lawless Calhoun family and exposing the secrets of their greatest bank heist. And no one is going to stop her - not even smouldering stud Cade Jackson, widower of the alle |
|
|
Classified as Murder $7.99 Aging eccentric James Delacorte asks Charlie the librarian to do an inventory of his rare book collection-but the job goes from tedious to terrifying when James turns up dead. Relying on his cat Diesel to paw around for clues Charlie has to catch the killer before another victim checks out. |
Credit Repair-bankruptcy
What is Bankruptcy?
Bankruptcy is one of the more effective ways to deal with debts you cannot afford to pay. Once you declare that you are bankrupt, all assests in your possession will be used to pay your outstanding debts. After a period of one year, all your remaining debts will be written off and you can start anew. You can either file your own petition of bankruptcy or your creditors can do it for you. Either way, the effects are the same. Most of the Bankruptcy rules in effect have changed since April of 2004 when the Enterprise Act was approved.
How to go Bankrupt
Filing your bankruptcy petition
A petition for bankruptcy is readily available in your local County Court. Processing the petition may cost about £310 deposit and £150 court fee. These fees should be paid along with the submission of your petition. If you are on low income or on certain benefits, you can be awarded exemption from paying those fees.
Only the larger County Courts accept bankruptcy petitions. Although you are obtaining the form from your local County Court, you will need to take a trip to the High Court to submit the form. If, for example, you reside in central London, you will have to go to the High Court to submit your petition. The District Judge will usually call for a hearing that same day to decide whether it is appropriate to issue the order or not.
Once the order is made, you will get in touch with the Official Receiver who deals with your bankruptcy and report to him all your personal details. The information that you will be asked about usually pertains to your finances including your incomes, expenses, assets, Insurance policies, and Pension policy details.
A creditor making you bankrupt
Your creditor can file a petition for your bankruptcy if you owe him £750 or more, which you are not able to pay dutifully. If you have several creditors, they may join forces to file for your bankruptcy although this is rarely done. You can also be made bankrupt if your Individual Voluntary Agreement (IVA) fails.
Before a petition of bankruptcy is filed in court, your creditor will first send you a "Statutory Demand", which will ask you to pay your debt either through installments or through the property you own.
The Statutory Demand is usually used by creditors to force its debtors pay the amount they owe immediately without any intention of filing for bankruptcy. This is because no amount is required for filing a Statutory Demand while filing for Bankruptcy charges fees upfront.
Within twenty-one days, the creditor and debtor must reach an agreement otherwise, a bankruptcy order may be filed in court. If your debt is less than £750 or there is an ongoing dispute about the money you owed, you can apply to have the Statutory Demand set aside.
ADVICE - Statutory Demands
Once you receive a Statutory Demand, your next move should be to check if you can have it set aside.
Do I have Assets?
Once you are declared bankrupt, the Official Receiver or appointed trustee may rule out to sell all your assets to pay for your debt.
INFORMATION - Please know that certain items or goods are not counted as assets. These items are basically your domestic needs such as clothing, bedding, furniture, and household equipment. Items that are necessary for you to carry over your profession or vocation are also not treated as available assets and in effect, cannot be taken away from you. Your antiques or expensive appliances can be given up for auction as well as your car so long as it is not needed in your profession. In some cases, a car that is necessary for employment is sold and is substituted by a cheaper one.
All your assets that have been discharged from your possession must be sold as soon as possible. If any of them remains after you have been released from bankruptcy, they will still no longer belong to you. The Official Receiver will continue to take possession of them until all of them have been sold.
INFORMATION - Assets
The only asset or valuable that is treated differently is your home. For details, see below.
Bankuptcy and Hire Purchase Agreements
A clause in the hire purchase agreement states that you will have to return the item once you are declared bankrupt. This means that your contract with the company will be terminated altogether. In some cases, however, you can be allowed to continue ownership by making payments dutifully even while you are declared bankrupt.
Pensions
If you went bankrupt before May 29, 2000, your personal pension could be taken in as an asset. This means that you will receive no lump sum or weekly payments in the future. This rule has been changed, however. Therefore, if you went bankrupt after May 29, 2000, your pension, may it be personal or occupational, should be left untouched. Some debtors used their pensions to stop creditors from taking away their savings. In this case, the pension fund may be lost to the Official Receiver.
Property and your home
A property or home is an asset that is treated differently. If it is yours alone, it can be forfeited to be sold regardless if it has any equity in it or none. If you are living in it with your spouse and your children, the sale will be delayed for a year to give them sufficient time to find somewhere else to live. Once you go bankrupt, your interest in your property is naturally transferred to the Official Receiver. If you co-own it or in some form of joint ownership, the Official Receiver should only take away your equity share. This is also known as your "Beneficial Interest". In certain circumstances, you can be considered to have a beneficial interest even when you are not named in the mortgage. In certain circumstances as well, your co-owners can make an offer to the Official Receiver to buy out your equity share so the house will remain intact.
REMEMBER - Beneficial Interest
If your co-owners have any intention of buying out your equity share of the property, they must do it quickly. Otherwise, the Official Receiver may take it into his hands in selling your home altogether. Those who want to buy your beneficial interest must get in touch with your Official Receiver and transact with him directly. The Insolvency Service charges very low for the transfer of your beneficial interest so this should not really be a hard thing to manage. You also need to reach an agreement with your Official Receiver on the actual value of your beneficial interest before this kind of transaction is made. If there is negative equity in the property, the value of your beneficial interest may go from a minimal amount of £1.00.
INFORMATION - Low cost conveyancing scheme
To avail of details about low cost conveyancing scheme, there is a leaflet entitled "What will happen to my home?" which are available in The Insolvency Service. You may also call National Debtline on telephone numbers 0808 808 4000 for more information.
If you fail to have someone buy out your beneficial interest in your home or property, your Official Receiver will have no other choice but to sell it. If your home has very little or no equity in it, the court will have to postpone the sale up to three years and see if your property has risen in value. Make an agreement with your Official Receiver about your beneficial interest to keep this scenario from happening.
If you still have mortgage or secured loan on your property, your monthly payments should be maintained to stop your lender from taking possession of your property.
New rules from April 2004
Before April 2004, the Official Receiver is allowed to come back at any time in the future to take your property and sell it. This has now changed. If you went bankrupt after April 2004, the Official Receiver is given only three years to deal with your property. If he is not able to sell it within the period, he will have to give your property back under your ownership. To counteract this law, the Official Receiver can either sell your home immediately, apply for an order for sale, or apply for a charge. If your Official Receiver applies for a charge, he will be given 12 years to ask for an order for sale.
Will I have to pay anything from my wages?
You may be asked to pay a specific amount from your earnings if the Official Receiver has proven that you have money to spare. He will think out your income and your expenses (including your mortgage, your rent, your household bills, and any other form of expenditures) and study whether you will have allowances for a monthly due.
Income Payments Orders & Income Payments Agreements
The Enterprise Act states that Bankruptcy orders expires after a period of one year. However, you may be asked to enter a binding agreement that will have you pay monthly fees from your earnings for three years under an income payments agreement. If your circumstances change at any period that the agreement is in effect, you can send a notice to your Official Receiver so your case will be looked at again. If you fail to pay your obligations, however, your Official Receiver will have the option to go to court and file for an income payments order against you. This way, the court will rule, based on the Official Receiver's recommendations, how much you will need to pay for a period of three years.
The Effects of Bankruptcy
Once you went bankrupt, you will need to close your bank account or your building society account. You may open another one for as long as it has been agreed by your Official Receiver and that the bank or building society allows you to. That is why it is best to open an account when you are already discharged from bankruptcy.
INFORMATION - Instant access type accounts
Instant access type accounts may allow you work through a cash card. If you are interested to obtain more information regarding this, you get in touch with the National Debtline on 0808 808 4000.
Going bankrupt can affect your life greatly. In fact, the people that you are going to transact with will usually be more careful not to make you pay any amount that involves credits. If you live with a partner, you may transfer all your payable accounts under his name to make it easier for you and for the companies that you deal with -- gas, electricity, and telephone companies.
Your employment status may also be at risk by going bankrupt. To be on the safe side, you must check your employment contract for any clause regarding bankruptcy. If you really want to be sure, you can ask the staff welfare officer or the trade union. If you belong in a professional body that prohibits bankruptcy then you must be prepared for your contract to be aborted. Any job that requires you to handle money could be at risk. Those who work in financial industry could even lose their consumer credit licenses once they go bankrupt.
Even after you are discharged from bankruptcy, you will still find it hard to obtain credits. Your credibility in handling financial obligations is obviously destroyed. This is because your record of bankruptcy will remain with credit reference agencies for a period of six years. Your bankruptcy status will also be kept detailed in the Insolvency Register for three months after you have been discharged from it. "The London Gazette" may also publish about your bankruptcy in its classified section or even in your local paper.
Bankruptcy offences
While you are on bankruptcy status, it is illegal to:
- Take a credit of more than £500 without your creditor knowing about your status.
- Use another business name to deceive people about your financial state.
- Act as a director of a company without permission.
- Act as an insolvency practitioner.
Bankruptcy restriction orders
Bankruptcy status should be lifted out exactly one year after it has been declared. That is in agreement with the Enterprise Act. Your Official Receiver, however, may petition for a Bankruptcy Restriction Order which can last between two and fifteen years, appearing on a public register, nevertheless. The grounds that may call for this order is your misbehavior and dishonesty in any way. If your Official Receiver feels that you have displayed "unfit" conduct, he can ask the court to issue the Bankruptcy Restriction Order. Breaking the order would mean a criminal offence.
Qualifications of an unfit conduct include:
- Deceiving the Official Receiver about your assets and businesses two years before you went bankrupt.
- Gambling.
- Making business transactions at a time when you know that you cannot handle debts.
- Taking out credits you cannot pay.
- Giving away your assets to avoid them from being taken away by the Official Receiver.
- Prioritizing some creditors over the others.
- Failure to cooperate with the Official Receiver.
- Concealing your assets and properties from the Official Receiver.
Being issued a Bankruptcy Restriction Order means that you cannot avail of credit that is more than £500 without letting your lender know about your status. You also cannot hold any significant position like an MP, a local councilor, a director of a company, or an insolvency practitioner until after the order has been lifted.
WARNING
The Bankruptcy Restriction Order does not stop your Official Receiver to take criminal actions against any of your offences. If you sell goods that you have on hire purchase agreement or you fill out false information on your loan application, your actions will be taken into account to the attention of the court, no less.
Discharge from Bankruptcy
The Enterprise Act of 2002 ruled out for discharge from bankruptcy after a period of one year. If you cooperate well enough with your Official Receiver and act to the best of your behavior, this can be moved earlier. A discharge from bankruptcy would mean that all your remaining debts even after your properties and assets have been sold will be written off so you can make a fresh start.
If, for example, you went bankrupt on April 1, 2004, you will be discharged from bankruptcy on April 1, 2005 unless it is about to end earlier.
WARNING
The rules on discharge from bankruptcy only applies to first timers. If you have had previous petitions for bankruptcy or your automatic discharge has been suspended, this may take long than you expected. Not keeping an amicable relationship with your Official Receiver could also lengthen your suffering.
If you want a certificate of your discharge, you may request the court to issue you one but this will cost £60.00 on your purse. Also, if you want to apply to have your bankruptcy annulled, you may well do so for as long as all your financial obligations have been paid off.
Alternatives to Bankruptcy
Individual Voluntary Arrangements
An Individual Voluntary Arrangement or IVA is a formal agreement between the debtor and the County Court made to avoid a petition for bankruptcy. You can either set an amount to pay your creditors monthly and dutifully or pay them in full. To file for an IVA, you will need the help of an insolvency practitioner who will act as the middle man. It is usually costly to hire an insolvency practitioner. Asking them for an initial meeting where you can seek advice whether filing an IVA is appropriate in your case or not is best suited. This way, you can be sure that every cent you pay for is worth it. Names of local insolvency practitioners can be obtained through the court offices or the Official Receivers.
The insolvency practitioner prepares the proposal of payment scheme that is according to your capabilities. If your creditors agree to the terms stated in your IVA, the arrangement is put in place. If you fail to comply with the terms in your IVA for the period that it was in effect either your insolvency practitioner or your creditors could file a bankruptcy petition against you.
WARNING
Be wary about companies offering to put you on the line with an insolvency practitioner as this requires a fee. You can very well deal directly with an insolvency practioner without having to go through a third party.
FACTSHEET - Individual Voluntary Arrangements
If you need more information regarding Individual Voluntary Arrangements, you may get in touch with the National Debtline on 0808 808 4000.
Fast Track Individual Voluntary Arrangements (FTVA)
This is another alternative that you could sort through. The FTVA is used to have your existing bankruptcy annulled by way of submitting an installment plan to your creditors and hope against hope that they agree with it. This arrangement is much appealing to creditors because they could be paid more under FTVA than what they would under bankruptcy.
Instead of the insolvency practitioner, the Official Receiver works directly to put an FTVA in place. The FTVA is much cheaper than the IVA to arrange because the set fees and costs are lower. If you fail to adhere to the FTVA while it is in effect, your Official Receiver will have no other way than to make you go bankrupt again.
WARNING - Fast Track Individual Voluntary Arrangements
Weighing up the ways an FTVA could work for or against your advantage is important before tackling this road. If you choose to have an organization act on your behalf instead of the Official Receiver, you may want to consider a free debt management plan. This way, you can devise affordable repayment schedule for your unsecured debts.
COUNTY COURT FEES
DO I HAVE TO PAY A FEE FOR AN APPLICATION IN THE COUNTY COURT?
Every transaction with the County Court usually requires court fees. If you feel that you are incapacitated to pay the fees by way of benefits, you can submit an EX160 or the "Application for a fee exemption or remission" together with your main application. If the court agrees to your petition for exemption then you will not have to pay certain fees. If, however, you have paid a fee when you should have been exempted, you can file a petition for the court to waive or refund your paid amount. You can do this within six months after the payment has been made.
EXEMPTIONS
The court awards exemptions from paying fees to those deserving individuals who are on benefits. If you are on income support or income based job seekers' allowance (JSA), you can automatically be awarded exemption. This is also the case with those who are on working tax credits. If you are on child tax credit or you have received the disability or severe disability element in your working tax, you can be eligible for exemption. This is considering your gross annual income taken into account for working tax credit is not more than £14,600.
To qualify for both, you must present substantial documents that will prove that you are on the above mentioned benefits. If your case does not fall under both, you can ask for your paid fee to be waived under the remission rule.
REMISSIONS
If the court fees will cause you "undue financial hardship", you are qualified to file for remission, upon which your paid fee will be refunded. This can happen under exceptional circumstances that should prove you are not capable of shedding extra cash for your petitions. To apply for remission, you must present a list of your personal budget, your incomes and outgoings. You must present proofs that your current financial situation makes it impossible for you to pay the fee without having to go though "undue financial hardship." Upon studying your petition, the court may refund part or all of your paid fee depending on what it feels you can afford.
About the Author
For more information visit Credit Repair
USA or Credit Repair UK
|
|
Power Girl Poster (JSA Classified #1) By Adam Hughes 24 x 36 Decorate your walls with this spectacular 24" x 36" poster from the cover of JSA Classified #1!... |
|
|
Power Girl $7.75 Written by Geoff Johns, Paul Levitz and Paul Kupperberg Art by Amanda Conner & Jimmy Palmiotti, Joe Staton & Dick Giordano and Mary Wilshire Cover by Adam Hughes Discover the origins of one of the DCU's most powerful heroines in this new collection featuring Power Girl stories from SHOWCASE #97-99, SECRET ORIGINS #11 and the sold-out JSA CLASSIFIED #1-4! Is Power Girl the cousin of Earth-2's Super... |
|
|
DC Comics JSA Classified Featuring Doctor Mid-Nite No. 24 May 2007 $5.98 ... |
|
|
JSA Classified #12 $1.93 Written by Stuart Moore. Illustrated by Paul Gulacy. Part 3 of the 4-part "The Fall and Rise of Vandal Savage!" Desperation sets in as Vandal Savage moves closer to death's door... and Alan Scott continues to avoid his wrath! But Savage's latest scheme just might hit the Golden Age Green Lantern too close to home-... |
Jsa Classified
